Financial Calculators & Tools
Free online calculators to help you make smarter financial decisions
Investing
Investment Calculator
Future value, ROI, and inflation-adjusted growth
Use Calculator →Compound Interest Calculator
How money grows, with a simple vs compound comparison
Use Calculator →CD Calculator
Certificate of deposit balance at maturity
Use Calculator →CAGR Calculator
Compound annual growth rate from start and end values
Use Calculator →Loans
Mortgage Calculator
Monthly payment with taxes, insurance, PMI, and amortization
Use Calculator →Amortization Calculator
Full loan schedule with biweekly and extra payment options
Use Calculator →Car Loan Calculator
Auto loan payment with down payment, trade-in, and sales tax
Use Calculator →Car Lease Calculator
Lease payment, money factor to APR, and lease vs buy
Use Calculator →Debt
Rates
Business
Inflation
About FinanceUtils
FinanceUtils is a free collection of financial calculators — no signups, no paywalls. Each tool focuses on a single calculation done well, with the formula explained, so you can trust the numbers and understand how they're derived.
Where our tools draw on published data — like the inflation calculator — we use trusted government and academic sources such as the Federal Reserve Bank of Minneapolis and the U.S. Bureau of Labor Statistics. Our other calculators work entirely from the numbers you enter. We believe that financial literacy shouldn't require a finance degree — our goal is to make complex calculations simple, transparent, and accessible to everyone.
FinanceUtils is completely free to use, with no sign-ups, no subscriptions, and no hidden fees. We're committed to keeping these tools accurate, up to date, and available whenever you need them so you can make more informed financial decisions.